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RFG Associates
1250 Pittsford Victor Road
Bldg. 200, Suite 280
Pittsford,  NY  14534
Phone: (585) 383-4290 Toll Free: (800) 272-2093
Fax:  (585) 383-4291
Contact: Mark Paganelli, CFP

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DISCLAIMER: This web-site is for informational purposes only and does not constitute a complete description of our investment services or performance. This web-site is in no way a solicitation or offer to sell securities or investment advisory services except, where applicable, in states where we are registered or where an exemption or exclusion from such registration exists. Information throughout this site, whether stock quotes, charts, articles, or any other statement or statements regarding market or other financial information, is obtained from sources which we, and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Nothing on this web-site should be interpreted to state or imply that past results are an indication of future performance. Neither we or our information providers shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmission thereof to the user. THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, AS TO ACCURACY, COMPLETENESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR ANY 'LINKED' WEB-SITE." 

Licensed to solicit life, health and variable annuities in home state of New York and licensed in additional states.  Please contact office for specific information regarding licensing outside of New York State.

*Registered Representative of and Securities and Investment Advisory services are offered through Hornor, Townsend, & Kent Inc, member
FINRA/SIPC, A Registered Investment Advisor, 1108 Bethlehem Pike, Building B, Suite 1, Lower Gwynedd, PA 19002 (610) 277-5353. (610) 277-5353.

Fee based planning services offered through Mark Paganelli, an independent Registered Investment Advisor.

Hornor, Townsend & Kent, RFG Associates and Mark Paganelli, Registered Investment Advisor, are unaffiliated and independent entities.  #W-83